Real Estate Agents And Brokers – The Ultimate Real Estate Wholesalers?

Real estate agents and brokers can be the ultimate real estate wholesalers. This is one of the reasons why, after many years of investing without a real estate license, I decided to finally get licensed. Let me explain.

Let’s take a look at what a typical wholesale deal might look like for a real estate investor that is not licensed. You find a deal and get it under contract from the seller at a price that you can sell it for and still make a profit. Then, you start marketing the deal to your contacts, which include other real estate investors. You also market to the general public to find new investors or maybe a retail buyer who will live in the property.

In many cases, as a real estate wholesaler, all you have is a contract to buy the property at a fixed price and you are looking for someone to assign this right to purchase the property to for a fee.

Well, isn’t that similar to what a real estate agent does? There is a contract with the seller where the seller has agreed to sell at a certain price (the listing agreement). The agent then tries to find an investor buyer or simply a home-buyer interested in purchasing the house. The “wholesale” fee that you get from selling the house is the agreed upon commission.

Now, if you are a real estate investor, you are probably thinking, but the commission is only a couple percent and my wholesale fees are usually much more than that. I will concede to you on that, but, and it is a big but, as an agent you have hundreds of houses that you can wholesale and not just the ones that you get a contract on yourself.

You can, with a real estate license, go out and sell any house that any other real estate agent has gotten the agreement of the seller to sell for them. This means that you have a lot more inventory that you can decide to market so that you can spend more of your time building your buyers-list of investors and retail homebuyers and spend less of your time putting houses under contract.

Alternatively, if you like hunting for houses to tie up, then spend your time trying to list houses and let a network of hundreds of other real estate agents and brokers sell your properties for you.

This is how I look at the role that a real estate agent/broker plays and why I ultimately decided to get my real estate license after all of these years.

James Orr is a professional real estate investor, marketing expert and founder of the on-line investment game.

He works with a network of real estate agents, brokers and real estate investors across the United States with the [] website.

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Looking For a Place With Low Real Estate Prices – Dallas Has Low Real Estate Prices

Are you looking to buy a home in a city that has low real estate prices and great real estate value? If so, you should look into buying some Dallas real estate. Why? Real estate prices are quite reasonable when compared to the real estate prices of other large cities around the country.

The median Dallas real estate price is just over $240,000 which is about a three quarters to half of the median prices in most other cities that are comparable to Dallas. So if you want to move to a city where you will still find all the benefits that a large city has to offer but still has homes that you can afford then you should move to Dallas.

Since the median home price in Dallas is lower than the median price in most of the country there are many homes for sale that have great value for the purchase price. Amenities that you would not be able to afford in a home that is for sale in another city you can afford when you buy in Dallas, Texas.

There are so many homes for sale in Dallas right now that you can negotiate a great price on some prime properties. New homes are popping up all over the Dallas metro area because so many new businesses are choosing Dallas as a base for operations. The growth of the city combined with the great weather and low real estate prices are convincing many new businesses and new homeowners to move to Dallas. So if you want to take advantage of the great prices on Dallas real estate you should make plans to move there soon. This buyers market won’t last forever.

As Dallas becomes more and more popular and the city continues to grow housing prices and Dallas real estate prices will continue to climb making owning real estate out of reach for some people that would love to be homeowners. But if you act now and start making plans to buy a property then you can still get a great deal on real estate in Dallas and find the perfect family home or even a commercial building for your new business. If you’ve always dreamed of starting your own business the great prices on real estate in Dallas could make it possible for you to buy a commercial building and get your dream business off the ground.

If you’re in the technology field then you should definitely consider setting up a shop in Dallas. This city is becoming one of the hottest areas in the country for technology and computer based businesses and with the low prices of real estate you could buy some Properties and get your business established ahead of the pack, which would put your business in a better position down the road.

Price is always a big consideration when buying property and the low prices on Dallas real estate can’t be beat so if you’ve been thinking about buying some new property now is the time to buy some Dallas real estate.

This article is brought to you courtesy of Jordan Hashem who is a leading expert in the Dallas Real Estate and Dallas Mortgage Markets

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Use Your IRA For Investing in Real Estate

One of the best, most secure, most certain to grow investments you can make is real estate, but with an IRA, investing in real estate never seems to be an option offered. That’s not, however, because you’re not allowed to invest in real estate with your retirement cash; rather, it’s because most IRA funds don’t take advantage of a little-known IRS rule that allows for it.

If you’re like most people holding IRA account, you have your funds invested with a bank or a brokerage. That means you’re limited to stocks, bonds, annuities, and other paper securities – not real property. In today’s market, that may mean your IRA funds are tanking, and it certainly means that they are not growing as robustly as they were five years ago. The real money to be made right now is in real estate.

You can get into IRA real estate investing by looking for custodians that specialize in real estate IRAs, using the rules contained in Section 408 in the Internal Revenue Code. These special IRAs build a portfolio around all kinds of cash-generating and appreciating real estate: commercial, residential, rental, industrial.

It is not legal to hold your own 408-based IRA; investing in real estate with your retirement funds must be done by special custodians. However, you have freedom in many ways to work with your IRA real estate. For one thing, your custodian holds your property, but doesn’t necessarily administer it, select properties to purchase, or even set and collect rents. These may all be your tasks, and they give you a great deal of leeway in how your own money gets invested.

It’s easy to see that an IRA investing in real estate gets very complex. Do rents get re-invested in your IRA? Can you charge yourself for administering your own properties and make cash from your IRA in that manner? What kinds of property can you purchase to include in your real estate IRA? Is it possible to hold foreign real estate in your domestic IRA? A good custodian can tell you the specific rules governing your IRA; real estate investing through this route is more complicated than just doing it yourself but the tax advantages make it worth it.

While if you work it properly you can benefit to a certain degree from IRA real estate investing beyond the simple IRA, you cannot put your own home into your IRA, nor can you lease space in one of your IRA properties for your own business. You also can’t put properties you or your immediate family already own into your IRA.

IRA investing in real estate rules do allow you to purchase property in conjunction with others to put into your fund, and it allows you to include some leveraged property as well, provided your custodian allows for it. You can also sell properties while they are in your IRA, provided you don’t sell them to yourself or to a family member.

One of the best ways to realize a great benefit from IRA investing in real estate is to hold a property that will become your retirement home in a Roth IRA. Upon maturity, you have the custodian distribute the property in-kind – assigning the title of the home directly to you. If you did this with a traditional IRA, you’d be liable for income tax based on the value of the property at the time of distribution; with a Roth, you owe nothing outside of costs associated with the transfer. There are few nicer gifts to give yourself to celebrate retirement.

William Brightworth is a consultant who writes about IRA investing in Real Estate [] Follow this link to learn more about IRA real estate investing []

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Have You Considered the Benefit of IRA Investing in Real Estate?

Lets face it… most people who own IRAs, 401Ks or other retirement investments, rely on the expertise of a broker or some kind of custodian to manage their funds. Most of these managers don’t offer IRA investing in real estate as and investment vehicle. Most rely on stocks, bonds, mutual funds, etc. to make up their portfolio. Then at the end of the year, they may be happy to see that they have made a meager gain, and relieved if they haven’t lost anything.

IRA investing in real estate has made some nice gains for the savvy investor and could make your portfolio grow faster than in any other kind of investment.

When I had to make a choice as to where I should roll my 401K money, I had to rely on the recommendation of friends and family. I didn’t know anything about IRA real estate investing, so I chose a guy that a friend of mine told me about. They had almost 1 million dollars at one point, until the stock market plummeted and they saw their portfolio shrink.

Had they chosen IRA real estate investing, they could have turned their investments into millions.

Even so, they were happy with his performance overall. My wife and I met with the guy, liked his personality and decided to work with him.

Unfortunately, the gains we received were minimal. IRA investing in real estate wasn’t even offered by his firm, so most of my portfolio was a mix if stocks, bonds and mutual funds.

I was already working in real estate and started seeing articles on the internet about IRA real estate investing. People were using their IRAs and 401ks to buy income property, hold it for awhile and then sell it for a profit.

This property, if purchased properly, was giving a 12% or better return just from the rental income. Then when they sold it down the road, any profit was added on and the return on investment went through the roof. IRA investing in real estate was making millionaires.

This was when I saw the light and ventured into IRA real estate investing.

I did some research and found that IRA real estate investing was nothing new. It’s just that most people have never been introduced to the idea of using real estate as a vehicle to make their portfolio grow.

There is approximately 7 trillion dollars invested in retirement funds, but only 3% of those funds invested in real estate.

IRA real estate investing may be the holy grail of sound investments. Historically, real estate has always risen in value. Of course, this rise is quicker in some areas, and slower in others.

But overall, most real estate gains value over time. And the savvy investor can take his or her IRA and make a sound investment, with a predetermined gain. They now can have control over how fast their money grows.

But how do we go about using our IRA for real estate investing?

First of all, IRA investing in real estate is totally accepted by the IRS. You can invest in single family homes, apartment buildings, raw land, and even purchase shares of a limited partnership, land trust, c-corp or LLC. Virtually any kind of retirement fund can be used for the purchase of real estate.

Where do you begin? First of all you have to find a custodian that deals with self directed IRAs.
Once you roll your funds into this self directed IRA, you then can tell the custodian of this fund where you want to invest. They will be able to help you in choosing investments that fall within IRA guidelines.

They will be very familiar with helping their clients with IRA real estate investing and have all the paperwork necessary for a smooth fund transfer and purchase of the property.

You don’t want to be a landlord you say? Many properties are available with property managers in place. IRA investing investing in real estate can be passive and turnkey, if you choose the right people to work with. I didn’t want to be a landlord either, but found a program that is allowing me to see some fantastic gains without the headache of being a landlord.

In conclusion….you don’t have to watch your portfolio shrink every month. IRA real estate investing can be your answer to making a change. You now have a way to take charge of your future and watch your investments grow, with a safe investments and calculable gains.

Mark Nenneman is an advocate of IRA investing in Real Estate as a means of taking control of portfolio management. He has invested his own IRA money in Real Estate and has seen fantastic returns on his investments. You can read more about the benefits of IRA investing by going to []

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IRA Investing in Real Estate – Why Bother?

An IRA is like retirement insurance, so why would you want to gamble your retirement insurance by investing in real estate? Because in these days and times, it is harder to find an investment that will actually make your money grow. One of the ways you can greatly increase your IRA over time is with IRA real estate investing. But don’t just plunge in at the deep end. Take your time to learn what you’re doing.

What About The Taxes?

One of the things you might have heard about IRA investing in real estate is that you have to pay a lot in taxes. Not true. You only pay taxes when you withdraw your money. Any profit that you make with IRA real estate investing is tax deferred. You won’t pay taxes until you start to withdraw money at retirement. Also, check the fine print. Many IRA real estate investing plans will let you make early withdrawals without having you pay penalties. This is great if you need a sudden large loan, like for your kid’s college or for home repair.

Granted, there are some complicated tax laws surrounding IRA real estate investing, depending on what kind of IRA you have, but if you know your real estate and hire a firm or service willing to help you out, than they can help you safely navigate the tax waters. There are companies that deal specifically with people interested in IRA real estate investing.

Where The Big Boys Play

In order to be successful in investing overall, and not just IRA investing in real estate, you need to have variety in your portfolio. Having a sensible piece of real estate can help you get that needed variety. This is what professional investors and huge businesses do.

Many millionaires have been made through the investment of real estate. You will find that most of the nations richest people have some ties to real estate. The savvy investor will have at least some real estate as part of his or her portfolio.

This is why IRA real estate investing has become so popular.

As investors are seeing their dollars shrink while investing in the stockmarket, some are using their IRA to invest in real estate and seeing 12% or more gains. Real estate may just be the perfect investment vehicle.

If you have been playing the stock market and doing perhaps Forex trading, then you have already experienced some the the decision making that is used in IRA real estate investing. The same reason you chose stocks, bonds, gold bullion, forex, TIC investing or securities, is the same reason you would choose IRA real estate investing as a means to make your money grow.

So how do you get started?

First of all, your funds will need to be rolled into a Self Directed IRA. You need to find a custodian for your funds that understands IRA investing and takes care of all the paperwork involved in the process of purchasing the real estate. They will be able to tell you what you can or cannot invest in, so you stay within IRS guidelines. You can GOOGLE Self Directed IRAs and find a company to work with.

I don’t want to become a landlord you say?

There are companies that offer turnkey real estate, that has renters and property management in place. They can help you choose the right property, with positive cash flow and built in equity.

The property can appreciate in value over time, so when you sell, the profit will also go back to your IRA, making your return on investment go through the roof!

The IRA will own the property, and any profit that is made from the property goes back to the IRA, just like profit from any other investment. The difference is that if you have chosen the right investment, you will finally see your money grow!

So, why bother with IRA investing in real estate? For the same reasons you would invest in anything else. To make your money grow!

Mark Nenneman is an advocate of IRA investing in Real Estate as a means of taking control of portfolio management. He has invested his own IRA money in Real Estate and has seen fantastic returns on his investments. You can read more about the benefits of IRA investing by going to []

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Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.